Forecasts
Know your cash months ahead
Choose 3, 6 or 12 months. FinBaze projects your cash from your open invoices, your subscriptions and your own history, and shows each month what's certain and what's estimated.
Forecasts are part of Scale, £90 a month + VAT.
Forecast
3 months / 6 months / 12 months
6 months ahead
Choose how far ahead you look.
Why not a spreadsheet
A cash flow forecast you don't have to maintain
A cash flow forecast in a spreadsheet costs you an afternoon every month, or a few hours of your accountant's time. On Scale, for £90 a month, it's waiting for you every morning.
| With FinBaze | In a spreadsheet | |
|---|---|---|
| Starting point | Today's bank balance, from a real-time feed with one of ~5,000 banks | The balance you typed in |
| Customer payments | On the day that customer usually pays | On the due date, or a hunch |
| What you still owe | Open bills and loan repayments, added for you | Whatever you remember that day |
| Recurring revenue | Live subscriptions, never counted twice | Dragged across by hand |
| Uncertainty | A low and a high outcome around the estimate | One number that looks certain |
| Updating | Every day, from your new bookings | When you next find the time |
How it works
What's certain and what's estimated, always kept apart
Every month in your forecast has two parts: what's already in your books, and what your history says about the rest. You see them side by side, never blended.
Expected
Money you already know about: open sales invoices and bills, live subscriptions and unpaid loan repayments.
Estimated
What your last twelve full months say about the rest. Subscriptions already counted as expected are taken out.
Range
A low and a high outcome around the estimate, as wide as those months varied. Expected amounts don't move.
Closing balance
Today's cash, plus expected and estimated, month by month to the end of your horizon.
Invoice Studio North
- Due12 Oct
- Expected in30 Oct
- Usually pays in 18 days
- Expected£4,100
- Estimated£2,650
- Range£2,050 – £3,250
- 4000 Sales £3,600
- 5000 Costs £950
Nominal accounts
What counts
What goes into your forecast
Only what's already in your books, plus an estimate you can trace.
Open sales invoices
Each invoice counts on the day that customer usually pays, measured from the invoice date.
Open bills
What you still owe goes out in the month it's due.
Live subscriptions
Recurring invoices count in their month. A cancelled subscription stops on its own.
Loan repayments
Unpaid instalments show as money out on their due date.
Your own history
Your last twelve full months of bank payments fill in what isn't on the books yet.
Profit too
Switch to revenue and costs and see the estimate by nominal account, just like your P&L.
Questions about forecasts
Another question? Get in touchPlan the months ahead from your own books
Start your trial on Scale and connect your bank. You'll see what's expected straight away, and your bank history counts towards the estimate.