Compare · checked 4 October 2026

FinBaze or FreeAgent?

FreeAgent is free with some UK business bank accounts, and for many freelancers that settles it. FinBaze is for when matching receipts and payments takes more of your time than it should.

Start your free trialSee the differences →

14 days free, then from £35 a month + VAT.

Today

Business account · up to date

  • Sales Oct£16,420
  • Costs£5,310
  • VAT this quarter£1,622

For you (3)

    Which one suits you

    No software is best for everyone. Here's how to choose.

    Choose FreeAgent if…

    you get it free with your NatWest, RBS, Ulster Bank or Mettle account and it does everything you need, or your accountant already works in it.

    Visit FreeAgent

    Choose FinBaze if…

    you want receipts read from your phone, email or mailbox and matched for you, you invoice in euros or dollars as well as pounds, or your accountant files through their own HMRC agent account.

    Start your free trial

    An example

    Invoicing a client in euros

    You invoice a Dutch client €4,800. FinBaze books it in pounds at the ECB rate for the invoice date, matches the payment when the money lands, and books any small rate difference. Your profit figure stays right without a spreadsheet.

    • Bank, receipts and bills booked for you
    • You approve what FinBaze isn't sure about
    • VAT return built from the same bookings
    How the bookkeeping works

    Side by side

    FreeAgent and FinBaze, point by point

    FreeAgent and FinBaze, point by point
    TopicFinBazeFreeAgent
    Price per month£35 (Basic), £65 (Grow) or £90 (Scale)£0 with a qualifying NatWest, RBS, Ulster Bank or Mettle account; otherwise £19 (sole trader) or £29 (limited company)
    ReceiptsPhoto, email forward or connected mailbox, read and matchedPhoto upload
    VAT under Making Tax DigitalYes, built from the same bookingsYes
    Invoices in other currenciesYes, on GrowYes
    Ask questions about your booksAsk FinBaze on every planNot listed on their UK site

    Monthly prices, excluding VAT. FreeAgent details checked on 4 October 2026 on their own website. → Check on freeagent.com

    Moving from FreeAgent in an afternoon

    Start at a fixed point, ideally a new VAT quarter. After that you only keep FreeAgent for your records.

    1

    Pick your start date

    The start of a VAT quarter or financial year is simplest.

    ~1 min

    2

    Enter your opening balances

    Balances and open invoices on that date. Your accountant can help.

    ~20 min

    3

    Connect your bank

    Sign in to your bank. Transactions from your start date come in.

    ~5 min

    4

    Invite your accountant

    They work in the same books as you from then on.

    ~1 min

    Questions about FreeAgent and FinBaze

    Book a demo

    If FreeAgent covers you, stay. FinBaze is worth paying for when the time you spend matching receipts and payments costs more than £35 a month.

    Try FinBaze alongside FreeAgent

    Try FinBaze free for 14 days with your own bank and receipts while FreeAgent carries on as usual. Then see for yourself what gets booked for you.

    Start your free trialSee pricing →